Student loans, third party, and cold sales
Ok, since May of last year I’ve been earning my keep with a phone glued to the side of my head. I got my start in defaulted student loans and loved it with a passion, after the big move I transitioned into third party expecting it to be no different. Only to be rudely awakened in my own idea of hell; Deadbeats, the down-and-out, losers, and an employer who liked to insult me. Now I sell lawn conditioner for a Fortune-500 Company. After third party collections hell I shuddered at the thought of something similar to telemarketing. Truth is, now that I’m doing it, I find it to be a breath of fresh air next to third party.
Student Loans: What I expected- to make just the base and hear many new four letter word phrases. What I got- Lots of new friends, a new professional image, good bonus money, debtors trusting me, a company appreciating me, and a new direction in my career,
Third party: What I expected- New friends, enhanced professional image, more bonus money, rapport with debtors, employee appreciation, and an extension on my career. What I got- just base pay, new four letter word phrases learned, debtors hating me, no bonus money, a boss ridiculing me, and a job I detested.
Cold Sales: What I expected- Frequent angry reminders of the Do Not Call list, lots of hangups, maybe a few four letter word phrases. What I got- Lots of maybes, rare hangups, and consumers who politely decline.
Lesson learned: Having expectations of the unknown is a complete waste of thought. If something is either good or bad, is will show. Student loans and cold sales are full of upbeat, studious professionals of all ages who are fun to be around. Third party is full of antacid-popping curmudgeons who are a misery to be around.
Stanley Said,
March 7, 2006 @ 4:11 pm
Ari,
You are right with expectation. I have read your posts in student debt consolidation forum. Your knowledge can help others a lot. You had a good time when you were in student loan collection. Can’t you go back to that profession? I think you miss it a lot.
One more thing, have you met any other collection reps who are good with debtors?
Ari Said,
March 7, 2006 @ 10:57 pm
I’ve been looking for a student loan collecting agency. I’m afraid the closest one is OSI and apparently they eat human waste according to a forum guest. LOL!
I do miss it, and all the people a great deal.
Have I met other CR’s who were good with debtors? You betcha! The collectors at CCA on the student loan contract are born and raised on a steady diet of FDCPA and friendly, professional rapport. We were all terrific with debtors and always happy.
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